student loan consolidation

Get in-depth information about student loan consolidation and how to best use student loans to finance your college education. Bookmark this page and check it regularly for the latest student loan news and ScholarPoint Feature Stories.

Latest Articles
Student Loan Consolidation Step-by-Step
You understand the benefits of consolidating student loans such as lower monthly payments and the ability to pay a single bill rather than writing 5-10 different checks each month. But what exactly is the process of consolidating student loans? Full Article

Consolidating Student Loans Means Relief for Graduates
Today's graduates are leaving college with a lot more than a diploma. The average student loan bill is over $24,000 thanks to a sharp increase in tuition that has outpaced inflation since 1990. How are grads balancing their budgets these days? Full Article

How Consolidating Student Loans Can Improve Your FICO Score
Most people are aware that consolidating student loans can greatly lower their monthly payments. However, many borrowers don't realize how great of an impact consolidating student loans can have on their FICO score. Full Article >

A Guide to Private Student Loan Refinancing
There are two different types of student loans; federal and private. Federal loans, like the Stafford Loan and the Perkins Loan, are backed by the federal government. Full Article >

Should You Extend the Repayment Period When You Consolidate Student Loans?
One aspect of student loan consolidation that many people enjoy is the ability to extend the loan repayment period from 10 years to 30 years. By extending the repayment period, monthly payments are drastically reduced. However... Full Article >

What is a Parent's Role in Financing Education?
College costs are up along with the cost of living—how are today’s families able to afford college? With the cost of college rising faster than the rate of inflation, paying for college has become increasingly difficult for many students. Full Article >

Are you Eligible for Student Loan Forgiveness?
It's not just wishful thinking - there really are programs available that will eliminate all or part of your student loans! Many of these programs aren't widely advertised and most don't realize that they qualify to have a chunk of their student loans paid. Full Article >

How to Apply for Student Loans
Initially applying for student loans can seem overwhelming, but when broken down into clearly defined steps, the process is fairly simple and straightforward. Full Article

Which Factors Affect My Eligibility for Qualifying for College Loans?
The reason most people don't qualify for college loans is that they never apply because they think they aren't eligible. In reality, up to 60% of people that apply do qualify for some sort of financial aid. Full Article

An Overview of College Loans in the 21st Century
With stunning figures from the College Board showing that college graduates earn 73% more over the course of their careers, it's easy to see why college loans are in such high demand. Full Article

Improve your Credit by Consolidating Student Loans
Most people consolidate student loans because of the incredible savings opportunities. Full Article

Education Loans for Graduate Students
Obtaining education loans for graduate student isn't much different than securing undergraduate education loans. Many potential graduate students have doubts about whether they will qualifyFull Article

Understanding Education Loan Options
When first faced with the task of securing an education loan, the process can feel a bit daunting.Full Article

Education Loans at ScholarPoint
ScholarPoint is proud to be a leading 100% online provider of education loan consolidation on the market, helping graduates save money by consolidating their loans and in the near future students across the nation get the funds they need to achieve their educational goals.Full Article

Do I Qualify for Federal Student Loan Consolidation?
Federal student loans are loans issued by private lenders and backed by the federal government. Because credit isn't an issue and no collateral is needed Full Article

How Student Loans Impact College Affordability
Like any large financial purchase, planning and researching student loans can greatly impact the affordability of your education. Full Article

Which Student Loans Should I Include in My Student Loan Consolidation?
There are several different types of student loans that can be included in your student loan consolidation, but the question is, should they? Full Article

Can You Seek A Student Loan Refinance Multiple Times?
Many people are curious if they can do a student loan refinance more than once in order to lower payments or reset their deferment calendar. Full Article

When Do I Need To Start Repaying My Student Loan?
Most people don't realize that student loans don't need to be repaid until their grace period ends 6 months after completing school. Full Article

When Should I Apply for a Student Loan?
Applying for a student loan should be one of the first things on your list of things to do when it comes to applying for college. The student loan application is free, without obligation, and the amount you qualify for can help you make a decision about which college you will attend. Full Article

Student Loans - The Best Investment in Your Future
The definition of an investment is a purchase that isn't consumed immediately, but will be used in the future to create wealth. Full Article